Different, but not complex

An MSA is a high-deductible health plan covering Medicare Parts A and B expenses plus a special IRS-approved savings bank account. It’s the only Medicare Advantage plan type giving your benefit right up front — a lump-sum of cash deposited to your special bank account. You are free to choose how to spend, save or invest the deposited money.

Insurance you can value

$0 monthly premium, by law

Receive a lump-sum of money each year

Freedom to choose how to spend, save or invest the funds

Unspent funds roll over, growing money over time

No prior authorizations or referrals

Access to any Medicare provider across the U.S.

Special tax advantages on Qualified Medical Expenses

And, EXCLUSIVE to the Freedom MSA:

Unique, built-in Financial Wellness Program for flexibility and savings

Backup, contracted Medicare provider network through MultiPlan

LEARN MORE ABOUT MSA PLANS

More freedom with Financial Wellness

The Freedom MSA’s Financial Wellness Program helps members manage, pay for and save on plan-covered costs under the deductible.

It’s the first-of-its-kind anywhere in Medicare Advantage.

Take up to 24 months to repay each Medicare A/B expense. And, enjoy a 10% pay-the-balance-at-any-time discount. Now, that’s financial freedom.

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Plan designs for everyone

Freedom MSA 1

$0 by law

monthly premium

$600

annual deposit

$2,800

annual deductible

$2,200

annual out-of-pocket for covered services (deductible – deposit)

Freedom MSA 2

$0 by law

monthly premium

$1,200

annual deposit

$4,000

annual deductible

$2,800

annual out-of-pocket for covered services (deductible – deposit)

Freedom MSA 3

$0 by law

monthly premium

$2,400

annual deposit

$6,000

annual deductible

$3,600

annual out-of-pocket for covered services (deductible – deposit)

GET PLAN DETAILS